Small Business
Consumer Guide

Small Business Resources: Applying for Grants

One of the biggest challenges facing virtually all new entrepreneurs is the ability to raise the money required to get the business off the ground. Many will turn to small business loans and other forms of credit in an attempt to obtain the needed capital, hoping that the business brings in enough revenue to repay those loans.  What many people don't realize, however, is that it may be possible to secure all or part of the needed funding without having to repay a penny. There are many entities - primarily government organizations - that make grants available to small businesses that need financial assistance to either get started or stay in business.  Read More

Types of Business Ownership

Right up there on the top 10 list of questions every business owner must ask is, "What legal form should my business take?" From sole proprietorship to partnership to corporation, there are several options, each with advantages and disadvantages.  Legal and tax advisors can help you with the final decision but here is a primer on the essential differences.  Read More

Have You Outgrown Your Home Office?

Once, you dreamed of working at home. No commute, no boss breathing down your neck, no necktie, and no more boring staff meetings. Now, your business is so successful, you’re feeling a bit cramped in your home office. Do you make the move to an office offsite, or continue working at home? Experts say this decision is becoming more and more common with freelancers everywhere.  Read More

Safeguarding Key Business Records

Fire, flood or earthquake can destroy critical business records in a flash. Because it can be difficult to keep a business going without these records, disaster planning experts recommend that back-ups be made of all critical business records and that these records be securely stored offsite.  Read More